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Registered Representative of and Securities and investment advisory services offered through Hornor, Townsend & Kent, LLC (HTK), Registered Investment Adviser, Member FINRA/SIPC, www.finra.org 600 Dresher Rd. Horsham, PA 19044. 610-771-0800. www.htk.com. HTK is a wholly-owned subsidiary of The Penn Mutual Life Insurance Company. The Ready Group and other listed entities are independent of HTK. HTK does not provide legal and tax advice. Always consult a qualified tax advisor regarding your personal tax situation and a qualified legal professional for your personal estate planning situation.

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